This is real, live feedback from folks who have invested in "How To Own Your Paycheck Again!" and stuck with it.
In some cases they permit me to use their full name and other information. In most cases they do not because, obviously, finances are a very personal matter.
You probably would not like revealing details about your debt to complete strangers so I'm very grateful to those who do allow me to use their information to help others.
August 18, 2017
January 15, 2014
last week, and I have found out that I could be debt free in
2½ to 3 years!!!!!! I was convinced that I would be in debt
until the day I die. ...
$18K over the course of 5 years and managed to pay off
2 of the 6 cards, but knew I was doomed as far as ever
seeing daylight (especially since I only get $900/mo disability
and $600 of it was going out monthly to pay the credit cards!).
surgeries, and only went to the grocery store about once every
3 months for just the "basics". I have managed....but it hasn't
been easy. The depression and the "helpless/hopeless" feelings
were worse than the financial pit I was in.
month on ALL my credit cards until I received your course.
After starting to read your course, I found out I needed to
change my "concept" of what was the best way to pay all these.
I did the worksheet with that figure, and that's when I saw the 2½-3
year projection. I was elated! I was figuring 10 years.....so 2½-3
was a very welcome revelation!
know I am not alone out here, and I hope others will take
advantage of your knowledge and turn their situation around.
I am sure giving it an honest attempt. God Bless You!
March 8, 2013
Just to let you know we began the system immediately and have paid off three bills already. (in less than one month) We will be debt free so long as we keep to this new budget in six years. We just purchased property in November, and this is one we are especially excited about being able to pay off in six years. Thanks so much for this information. Sincerely, Jerry H.
NOTE FROM LEO: The above is in no way typical. To pay off three bills in less than one month means they probably reallocated money they had available when they saw the tremendous benefit of paying off those debts.
March 5, 2013
I got lots done this past year. I'm trying to get my act together and out of debt. I set up the plan to get more of that paycheck back. 🙂 I managed to pay off three out of four credit cards with your program, paid for my car (before it broke, saving for a new one) and am working on school. So I wanted to say thank you for your program. It is awesome and works wonders. 🙂
Have fun and enjoy.
October 18, 2012
I want to thank you, first, for the wonderful opportunities and insights that you have provided. I'm glad that I took Mike McGroarty's advice and signed up for your course and newsletters. 🙂 Your methods have helped calm the craziness that surrounded us when it came to our finances. We are slowly, but surely, getting back on track and the disagreements have all but ceased. It is so refreshing to be able to see a way "out" again. - Johanna
September 3, 2012
("How To Own Your Paycheck Again!") is packed with ideas on how to save money with tips to help you spend wisely and choose purchases wisely. It was the answer to our problems. We saw immediately how it was going to help us. K Mac - Australia
June 8, 2012
Your programs changed my life! And while we are not debt free yet – it’s had such an impact on our debt that it put us in a position to start a business when the company I worked for went under. And to make capital investments in things we never would have dreamed of... Now that business, after a few years is really coming into it’s own – and we are looking at being able to invest quite a bit more into our debt again. We’ve recently paid off one line of credit and eliminated it. Our mortgage is done in 11 months (or less if I put additional monies there as I’m supposed to with your program). And then we can tackle the lines of credit. It won’t be long the way we’re going. THANK you. Thank you. Thank you. P.A. - Canada
and still have a good life. Quick read, to the point.
I am well on my way to being free of credit card debt.
I found I could have more money in the bank than
I realized. Good advice, gives us the tools to do
Hi Mr. Quinn,
I wanted to talk to you about your course. I’ve thought about you and this course MANY times over the years.
I took this course many, many years ago. I didn’t really believe what you told us to do, but I did it anyway. And lo and behold, years and years later…. I am almost debt free! Thanks to you and this course.
I work at Columbia-Greene so if you’d like me to have a little “commercial” about how your course worked for me, at your course on January 25th. Let me know! Thank you!
(I did an interview with Cathy, which you can hear at: http://leoquinn.com/2012/02/08/stick-to-it/)
IT HELPS YOU T SEE YOUR FINANCES IN A BETTER WAY.
STEPS THAT WERE EASY TO BEGIN AND PUT IN PLAIN ENGLISH
SO THEY WERE EASILY UNDERSTOOD. I'M STILL MAKING THE JOURNEY,
BUT I HAVE CREATED BETTER HABITS, AND AM ABLE TO BE MORE
PRODUCTIVE WITH MY EXPENDITURES
RUSSELL SPRINGS KY
The program insists that you focus on the reality of your
situation and not hide your head in the sand and then gives
you the tools to correct your bad behaviors or to stop
spinning your wheels with solutions that don't work.
Putting it all down on paper allows the partner who
DOESN'T pay the bills to get a good look at reality,
it's not a complicated system to grasp and the system works.
And I'm very aware of what I'm spending and what I'm spending
it on now.
The feeling of accomplishment we have is just great
and we are so motivated to get out of debt.
It showed me the finish line and how I could bring
it closer, faster. I put the recommendations into
action and regularly review my progress.
Paid off two smaller loans within a year and working
on the larger credit cards & mortgages are next.
Auckland New Zealand
It's a different approach, but works far more quickly
to restore your personal sense of control over your
I have already paid off one car loan (now just 2 more to go)
and will have 1 credit card paid with about 4 to follow.
I will be fully out of credit card debt in less than 2
years and will only have my mortgage and 2 car loans
thereafter. I will be totally out of debt in 7.5 years
and we are not talking small numbers, my current debt
load is right at $250K.
It's simple to follow, it really opened my eyes to what
I was doing wrong and why nothing seemed to get paid off.
Still working the program, just purchased about 4-5 weeks ago.
I like the "Debt Cruncher", it shows you how easy it can be
to start paying things off...just follow the program and
stay committed. I think the real eye opener was my mortgage,
after reading about what I am paying my mortgage holder
I ran an amortization table and was shocked. Even paying
an additional $200/month to my principal will make a
huge difference in my home loan. I plan to have the
remaining 27 years paid off in 7.5.
After several years, I'm still learning new things
from Leo, especially during -...Admittedly..."Lapses"
in how I've handled things due to whatever personal
crisis was occurring which impacted my finances.
Leo doesn't sermonize or judge, Leo just presents
clear, decisive, doable options and a plan to find
your way out of the labyrinth.
I see that Leo operates from a really good place of
integrity and compassion--That has no price tag on it.
The ongoing support and new ideas, blog and contests are
It didn't cost a gazillion dollars, it came with the
wonderful weekly newsletters and offers, is interactive,
realistic and gives you step-by-step, attainable things
to do to improve your finances!
Pacific Grove, CA
Definitely worth the money and still helpful even after
a year of having it, through the emails and updates.
Easy to follow. Used language you could understand
(unlike financial advisors or investment type people).
Used everyday examples. Was geared toward everyday people,
not high-income types (who may need it anyway). It was
like talking to your next door neighbor, or a good friend.
For same reasons as above AND didn't overwhelm you with a
lot of hard-to-decipher figures or graphs or charts.
Mt. Horeb, WI
It really works if you apply it. I started with high
credit card bills and was able to get them all paid off.
It was a very helpful tool and if you have any additional
questions we can email Leo and yes..he will email us back.
I was impressed that he did answer my question.
Safety Harbor, FL
The benefits of this program are so simple and yet so
worthwhile. I have learned how to pay off bills the
right way... without needing to be a computer or
financial wiz kid.
I really haven't used many other resources
except Suzi Orman. Your program has been
less expensive to learn from and just as helpful
but in an ongoing way( your frequent emails and updates).
I'm doing better with this program than I thought
I would. I am so much more aware of my spending and
paying down bill habits.
was doing wrong and why nothing seemed to get paid off.
Still working the program, just purchased about
4-5 weeks ago. I like the "Debt Cruncher", it
shows you how easy it can be to start paying
things off...just follow the program and stay
after reading about what I am paying my
mortgage holder I ran an amortization table
and was shocked. Even paying an additional
$200/month to my principal will make a huge
difference in my home loan. I plan to have the
remaining 27 years paid off in 7.5.
I have read a couple of books that talk about "paying"
off your debt but it is one thing to read the concept
and another to visualize it with the "Debt Cruncher"
I have already paid off one car loan (now just 2
more to go) and will have 1 credit card paid with
about 4 to follow. I will be fully out of credit card
debt in less than 2 years and will only have my
mortgage and 2 car loans thereafter. I will be
totally out of debt in 7.5 years and we are not
talking small numbers, my current debt load is
right at $250K.
I have eliminated all of my debt except my mortgage and with the countries recession I am so pleased that I did it so quickly. The peace of mind is wonderful. We started probably 2 years ago and had some set backs along the way that took us off track but even with all of that we eliminated the extra $26000. in credit debt and never felt deprived at all. I still like to see the program for encouragement along the way from time to time and I want my husband to use it on his businesses so he can do the same thing I did at home. Thank you for any help and the advice that I followed a couple of years ago.