 Are you tired of lying awake at night worrying
about your debt?
DON'T DESPAIR
- at least not until you
read how easy it is to get out of debt on your own..
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True
Stories from Satisfied
"How to Own Your Paycheck Again"
Customers
A lot of people are skeptical about
testimonials. Some don't believe they are real. Are
they?
I
often wonder about that myself, especially when I see a testimonial
that says something like:
"Great Stuff"
J.S. New York
To me, there's no credibility there.
Who the heck is J.S.? I like to use full names, city and state
and a picture whenever I
can.
It is
against the law for me to publish a false testimonial. The FTC can
cause me a lot of problems so you can be sure I won't do it. You
can
believe these are real testimonials from real people.
I can't guarantee your debt will be
eliminated. I can't provide personal financial advice. I can
guarantee that I
will
return your money if you want, within 30 days of ordering, no questions
asked. And I can guarantee
that if you want to pay off your debt much faster than normal, I have a
plan that will work
mathematically every time--if you follow it.
As you can see by the emails below,
the "How to Own Your Paycheck" program does work.
"I could
retire my debt in less than ten years with your program..."
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Hi
Leo,
Once I read your debt reduction concept, I threw the data into an Excel
file, and found that you are correct. I
could retire my debt
in less than ten years with your program and some monetary
discipline. Wish I had seen this 30 years ago...sigh!
Like
many, now that I have married off my kids, I have been trying to pay
off the high interest stuff first, but not making any
headway. The problem you exposed was that I also pay extra on
EVERYTHING each month. That includes even phone, cable,
water, etc. I have credits on many of my monthly bill
accounts...duh! I discovered almost $1000 per month
"headstart" money! Because of the way I was spreading it out,
I was not making any real headway.
What
a shock to run the numbers and see what actually happens.
This is highly embarrasing, as I am a data manager by day, and ought to
have figured it out myself. Your Debt Cruncher turned out the
exact same figures as my spreadsheet. Now I'm going to tweak
the spreadsheet to allow for balances likely at the time each debt
begins to receive the additional headstart/combo funds. It
may even come down a year or so.
I
was hesitant to try your program because it seemed like "Pie
in the sky." I'm glad I did! Thank you, the money
was well spent.
Tom
Dooley
1/26/07
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"I will be able to be debt-free following your plan of elimination in
two years."
Dear Leo,
I was very excited when I started reading this book.
My conclusion is that given my current debt load, domestic situation
& job I
will be able to be debt free following your plan of elimination in two
years. I am also going to write and sell short
stories and make the most of other income producing opportunities as
they arise. This will provide additional income.
I am feeling
hopeful now, whereas all I could see previously was a black
hole. You have provided the necessary ‘wind in my sails’ to
see that I can do it.
I am
going to initiate your ranking schedule “RIGHT NOW”.
You have
helped me very much. I am so very thankful.
God
bless you as you have so blessed me.
Penny
Baring-Gould
1/31/07
|
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Again" Now
"I've paid off one charge card and
have about $300 left on the second one."
Dear Leo,
When I saw your program on www.GETORGANIZED.com I told my mother about
it and she said it was probably a scam. But I was
convinced after reading about how to get your paycheck back that I
could do this. So I bought the program.
I think I got it around Jan of 2007. I've
paid off one charge card and have about $300 left on the second one.
Then I will start on some of those that are loaded to the
hilt. I hope to have all my cards paid off in 2 - 3
yrs. Then I will start on the house mortgage, and
my husband's credit cards.
I was putting high interest credit cards transfered to low interest
cards but that got to be a cycle because they wouldn't let me put the
full amount over so that made another payment.
Doing it the way you have it outlined I have made better and faster
progress. I am disabled so can't do work to bring in extra
money to put on my bills but I do have surveys I do on the
computer that pays a little and every penny I get goes on paying off my
bills. I use coupons and get rebates and that goes on my
credit card bills. I hope some of you that are reluctant will
try it with an open mind and be faithful in staying
with it.
Crystal Hayward
Branford, FL
3/20/07 |
Download "How to Own Your Paycheck
Again" Now
"So far, I have been able to close out half of my credit card
accounts..."
Leo,
I was
reluctant to spend any more money when I was so deeply in debt, but
upon recommendation from Michelle, editor of "Better Budgeting" I
purchased your system for "How to Own Your Paycheck Again!" and was
greatly pleased.
As
a result of this purchase, I feel hopeful that I will not die
destitute, but I can see the light at the end of the tunnel.
There are so many people who have used your system and succeeded, I
feel like I can succeed, too. I am going to succeed!
So
far, I have been able to close out half of my credit card accounts
and I am whittling away at the remainder much quicker that I would have
without your guidance. And I truly appreciate your reassuring
newsletters that offer constant encouragement.
Thank
you so much!
Cathy
Zehe
Cleveland, OH
3/20/07
|
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Again" Now
"I was
impressed to learn I could
be debt-free in 13 years. That may seem like a long time to
some,
but with a $220k mortgage included, I think that's fantastic!"
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Leo,
I
was impressed to learn I could be debt free in 13 years. That may seem
like a long time to some, but with a $220k mortgage included, I think
that’s fantastic!
From the day I received the program, read the material and crunched my
numbers, I have strictly adhered to your program. It is the only way!
I’ve read every book out on the subject and have never seen a better
system for reducing debt.
Since
December 2006 I have paid off my school loan ($1,500) and one credit
card ($1,000), and am quickly chipping away according to
your formula. Not only am I proactively paying off my debts but also
paying extra monthly on my mortgage, building up an emergency fund via
ING, increasing my retirement contributions after rolling over an IRA,
rolling my coins and depositing them in my savings account, to make
this all possible.
You are a great motivator. Keep up the good work!
Karen C.
Northborough, MA
3/20/07 |
Download "How to Own Your Paycheck
Again" Now
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"We
should be out of debt completely in 7 years! That's so
exciting for me!"
Dear
Leo,
I
purchased the "How to Own your Paycheck" about a
year
ago. We have 2 young kids, a car payment and
house
payment and I felt I couldn't keep my head above the
water! (Don't we all?) After putting the ideas into
practice I felt much better about our financial situation.
We
should be out of debt completely in 7 years!
That's so exciting for me!
Thanks
Leo!
Karen
Timpe
St. Louis, MO
3/20/07
|
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Again" Now
"I am sooo excited that I can see the end to this, that it wasn't even
as bad as I thought..."
Hi Leo,
I am just sending you a note to tell you how
excited I am about your program. I ordered it quite awhile ago and to
be honest, I was afraid to look at it. I knew I had a lot of debt but I
didn't know exactly how much and I was making all the payments, usually
more than the minimum on all of them but I wasn't getting anywhere, no
surprise as I see it now!
Anyway, I have put off looking at your program
because I had so many "other" things to do. I finally got all those
other things done and the program was the only thing left. ...I sat down and started and soon I
realized that I have wasted a lot of time being afraid for
nothing.
I
am soooo excited that I can see the end to this, that it wasn't even as
bad as I thought it was and that in a few years (3 1/2 to be specific) I
will be in a very good financial position.
I tell you this because I wonder how many others
are procrastinating, afraid to even look at where they are and think
the path to debt freedom is an impossible journey.
Thanks for the program. I feel much better now, a
big weight has been lifted off my shoulders.
Ann
Savoy
3/20/07
|
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Again" Now
"I will be debt-free in 5.6 years..."
Hi
Leo,
I too
was skeptical in purchasing this product on line. However, I have found
that the newsletters are packed with applicable information and sound
advice.
I
will be debt free in 5.6 years, with the exception of paying
for my daughter's college next year. We are working on securing alternative
methods of paying thanks to suggestions read through the program.
We
are using this to show our children that debt can creep up on you with
little purchases here and there so that they too can avoid the situations
we've encountered.
Thanks
Leo.
Mike and
Julie Lawson
Marion, OH
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"It will
take us about 4 years instead of 10 years..."
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Hi Leo,
At first I was skeptical and I wasn't sure if your
book would actually help us. My friend got me onto
the book and then when I started reading it I couldn't stop. Everything
that you said was exactly what I was going through, the most impressive
thing that I found is that yes it was so simple and it made so much
sense to me.
I know now that by putting all that information into action we will be
well on our way to getting out of debt. It sounds so good to say. It's
as if we have been in a hole and not quite been able to get out of that
hole. I feel that now there is a light at the end of the tunnel and we
will be able to get out.
It
will take us about 4 years instead of 10 years, thank you
so much for writing your book, I will be always grateful. You don't
know what you have done for me and my family.
Jamie Wawatai
Flaxmere, Hastings
New Zealand
3/20/07
|
Download "How to Own Your Paycheck
Again" Now
"...it says that we will be out of debt in about 12 years...we still
owe 26 years on our mortgage..."
Dear
Mr. Quinn,
I purchased your system "How to
Own Your Paycheck Again" after debating with myself over it for at
least a month. When I finally broke down and bought it, I
printed the whole thing out right then and there. The next
couple of days, I spent my lunch break reading and trying to absorb all
the great information. Some of it I already knew from trial
and error of my own, but my methods weren't working (mostly because I
did not have much of a method).
I am now using your program for myself and my husband (we have a huge
pile of debt to dig out of) and it
says that we will be out of debt in about 12 years. That
looks like a long time until you realize that we still owe 26 years
on our mortgage because of a
refinance. We are also monitoring our credit score
as part of our plan to get out of debt.
I am also using your program for my son. He has already been
able to pay off one note and is working on the second one. It
should be paid off in two more months! Your plan says that he
will be debt-free in only 3 years!! His success is a huge
encouragement to me to stick to my guns! Thank you from all
of us!
Mary G.
Louisiana
3/20/07
|
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Again" Now
"...I know that in 5 years I will be debt-free and will have hundreds of dollars at my disposal every week..."
Dear Leo,
I bought the program over a year
ago. I studied it and knew I had to do something about my
debt. I put the program down and didn’t pick it up again
until this year. I am finally ready to start.
...I know that in 5 years
I will be debt-free and will have hundreds of dollars at my disposal
every week for those big things we all want and try to save for but
never get.
It’s sad but it’s true and once you face it for
what it is, make the decision to deal with it, you automatically feel
better and your life starts to change for the better. And
because your attitude is positive not only does your financial
situation get better but you begin to attract all kinds of positive
good energy to yourself that you never did before.
I tell
everyone I meet about your program and how wonderful it is.
Thank you so much for caring enough to put it out there for us.
Sincerely,
Stephanie
Holtz
Warminster, PA
4/6/07
|
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Again" Now
"Three months later my $2600 student loan which I've had for more than 10 years is finally under $2000..."
Dear Leo,
A specific result I have noticed is that I am much lighter and more freed up
around money. I don't worry so much and always know that I will have enough. I
just bought the program in January. Three months later my $2600 student loan which
I've had for more than 10 years is finally under $2000, and I can see the light
of day towards it getting paid off.
My credit report is nearing 680. It was
in the 620 range when I started.
Sincerely,
Lucy Pabst
Chicago, IL
4/9/07
|
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Again" Now
Go
get 'em!
Leo
J Quinn, Jr.
HowToOwnYourPaycheck.com
LeoQuinn.com
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